i agree with you on virtually no issue. I don't think we should bail out speculators. They and union leaders make their choices as to where they want to invest the members money. If they make bad choices, it is up to the membership to sue them; the prosecutors to prosecute if the leaders have violated laws.

I think it is stupid for anyone to try to buy a home with zero down and take out an ARM mortgage. If one can not put together even 5% down, how can he/she even maintain the property?